The Sleep On It Process

If you’re retired (or close to it), our complimentary Sleep on It Process will provide you with answers to two critical questions:

Will you run out of money in retirement?
Is your portfolio suitable for retirement?

Answers to these questions (and others you have on your mind!) are documented and delivered in a personalized Retirement Roadmap.

For those who are retired or close to it and a good fit for our firm, there is no cost or obligation for this process as we want you to know exactly how we can help you before you pay us a single dollar in fees or trust us with a penny of your nest egg.

Step 1 – Initial Phone Meeting

Before committing your time or ours, this 15-minute phone call will give us both a chance to make sure your situation matches our expertise. After all, you wouldn’t see a Podiatrist if you needed heart surgery.

Step 2 – First Office Meeting

The goal of this meeting is to get perfectly clear on your goals, concerns and unique financial situation.

Your answers to our questions, along with the documents we requested you bring, will guide our analysis, which will result in plain-English answers to four critical questions.

Step 3 – Our Analysis

We will apply decades of experience, thousands of hours of training and mentoring by the industry’s top experts to answer the following questions:

Can you afford to retire?
Are you overpaying your taxes?
Can your portfolio be improved?
Can you eliminate, or at least reduce threats to your retirement?

Step 4 – Second Office Meeting

During this meeting we will explain, in plain English, exactly what you need to do to achieve your financial goals, including the answers to the four questions we asked during our analysis.

This is where you will see, in dollars and cents, how our firm can improve your finances.

At the end of this meeting we will ask if you would like to begin working with our firm or if you would like to sleep on it.

Step 5 – Sleep on It

Having been in business for more than 25 years, we are in no rush for you to make a decision. Prior to deciding whether we should work together, you will want to answer the following questions:

Do I like/trust/respect the team at Lester Financial Group?
Will the benefits they provide exceed their cost?
Do I understand and agree with their investment philosophy?
Do their recommendations make sense to me?

Step 6 – Third Meeting/Paperwork

During this meeting we will answer any questions you have and if you are ready, start the paperwork to become a client.

Prior to this meeting we will have sent you a detailed explanation of this process and answered all of your questions and concerns.

*While we would love to work with you, if you decide that it’s not a good fit we will wish you all the best and every success. In other words, there is never a hard-sell or pressure to say yes.

If this process makes sense to you, the next step is to
decide if our qualifications meet your needs →